Meniga PFM Solution Overview

Since 2008 Meniga has been building a best-of-breed, award winning PFM solution that rivals any other available in the world today in terms of functionality, usability, scalability and security.

Meniga has focused on building a PFM solution with true mass appeal that will engage your customers through social curiosity, humor, social media integration and gamification.

The Meniga PFM Solution is available in white-label form with on-premise and SaaS deployment options.

It is a stand-alone web application that has been designed for easy adaptation and integration to the online banking infrastructure and branding policies of any bank.

The Meniga PFM solution is one of two PFM solutions successfully deployed by financial institutions in Europe to date: “An unqualified success … Meniga has in a very short time become one of Íslandsbanki’s most important strategic partners in retail banking." - Read our client case study.

 

Solution Highlights Include:

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"Personal Finance Management (PFM)
is the Future of Online Banking."
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Account Aggregation

Users get a holistic view of their income and spending by aggregating data from all their bank accounts and credit cards. Spouses can share an account for a complete overview of the household's finances.

 

Intuitive "Web 2.0" User Interface

Users can visualize their spending, income and budgets through various graphs, reports and other means. Instructional video clips are embedded in the web application to help users get started.

 

User Engagement: Effortless and Fun Finances

To appeal even to those that usually avoid facing their finances, Meniga uses social curiosity, humor and gaming concepts to keep users engaged. One example is allowing users to anonymously compare their spending with that of other users.

 

Highly Accurate Categorization

Automatic categorization of users' transactions is at the heart of any PFM application. Meniga has built an advanced system that categorizes all spending with high accuracy and dynamically adapts to users' spending habits.

 

Sophisticated Budgeting System

Future income and expenses are automatically projected based on users' historical data. Users can modify the budget to match their own spending goals and income and spending outlook. Meniga also helps users stick to their budgets through various notifications and visual spending reports.

 

Fitness and Life Goals

Meniga helps users assess their financial fitness and offers structured guidelines for how they can improve. One important aspect is encouraging users to set financial "life goals" (such as "Save for a car" or "Reduce debt") and map a course to reach them.

 

iPhone, Android, J2ME and Mobile Web

Users can access Meniga on the go from mobile browsers or through native mobile clients for iPhone, Android and J2ME devices.

Bank-facing Interfaces

The solution features several interfaces allowing your bank to operate and manage the system, view user statistics and offer support through read-only access to user accounts, which can also be used by financial advisors.

Campaign Management and Cross Selling

Meniga's PFM boasts a sophisticated platform for campaign management and cross selling which allows bank personnel to target extremely well defined groups based on PFM data and manage in-product recommendations.