Digital Banking Products

Build Meaningful Customer
Engagement

Business Finance Management

Empower your SME customers with a real-time view of their finances and help them improve their cash conversion cycle

Meniga’s Business Finance toolbox enables banks to help their corporate customers better understand and manage their finances – driving engagement and creating new revenue opportunities for banks. The solution is specifically designed to make the lives of small-to-medium sized businesses easier through innovative business logic and automated cash flow analysis.

The Dashboard

The Dashboard

Overview of current and projected operating position with customisable view of desired focus areas

It can be challenging for small companies to stay on top of day to day finances. A real-time dashboard of financial key performance indicators makes it easy

  • Cards and accounts balance
  • FinancialActivity feed
  • Cash flow
  • Expenses and income overview
  • Account payables and receivables

Request Demo

Accounts & Transactions

Accounts & Transactions

Consolidated view of all accounts and transactions with real time search and the ability to filter and view individual transaction details

A simple and intuitive window to account transactions can make life a lot easier for SMEs

  • Consolidated view of accounts and transactions
  • Transactions enriched with category and merchant
  • Ability to tag, comment, split and re-categorize
  • Search and filtering capabilities

Request Demo

Financial Planning

Financial Planning

Automatically generate and manage financial budgets tailored to SMEs

It can be hard for small companies to find time to make long-term financial plans. Getting a head-start with an automatically generated budget can make real difference

  • Create a budget plan
  • Category based budgets
  • Draft budget automatically generated based on historical spend

Request Demo

Cash Flow & Upcoming

Cash Flow & Upcoming

Predictive planning tool enabling SMEs to track expenses and visualise operating activities and how they influence liquidity

Being in control of cashflow can be the difference between smooth sailing and struggle for many small businesses. Banks are in a unique position to help SMEs improve their cash conversion cycle

  • Automatically calculated cash flow
  • Recurring payments suggested based on pattern matching
  • Addition of manual entry of ad-hoc Payments
  • Connection to accounting systems for AR/AP

Request Demo

Analysis

Analysis

Visual and interactive expense and income reports and the ability to drill down and analyse all aspects of inflows and outflows

Getting in control of your expenses is not as simple as it sounds for fast growing small businesses with big plans

  • Income or expenses trends over time
  • Expenses grouped by categories
  • Net surplus/deficit over time

Request Demo

Peer Comparison

Peer Comparison

A fun benchmarking tool allowing SME customers to perform a comparison of how they are performing against others with similar profiles

Comparing to the best helps small companies set the bar high

Meniga´s data warehouse enables rich and detailed peer comparison with comparable SMEs including:
  • Average days overdue for Accounts receivables and payables
  • Average monthly income grouped by categories
  • Average monthly expense grouped by categories

Request Demo

Request Demo

Close