M
Digital Banking Customers
€T
Value in assets
th
Largest banking group in Europe
Countries in operation
Digital Transformation at Scale
Groupe BPCE is the second-largest banking group in France, financing over 21% of the French economy. The group serves 35 million customers – individuals, professionals, companies, investors and local government bodies – around the world. It operates in the retail banking and insurance sectors in France through its two major networks, Banque Populaire and Caisse d’Epargne, as well as Banque Palatine and Oney. It also pursues its activities worldwide with Natixis Corporate & Investment Banking and Natixis Investment Managers.
In 2018, Groupe BPCE partnered with Meniga to reinvent its digital bank offering and create an innovative, interactive and personalised banking experience centred around mobile banking. Providing a seamless and enjoyable customer experience was at the forefront of this initiative. In 2020, Groupe BPCE further solidified our partnership by becoming an investor in Meniga.
As Groupe BPCE was formed from the merger of two different banking networks, they had two core banking systems. There was a need for effective and experienced middleware provider who could;
Data Consolidation: Consolidation, standardisation, and normalisation of all transaction data (including transaction data from third-party banks through PSD2 aggregation).
Transaction Enrichment: Automatic categorisation of all transactions, merchant mapping, and geolocations.
Advanced Search: Google-like search across all transactions and accounts, going back over two years.
Financial Management: Intuitive Budgeting and visual Spending & Income Reports to help customers take charge of their finances.
Subscription Identification: Using merchant mapping, Groupe BPCE provides customers with an overview of their recurring subscriptions.
Real-time Insights: Delivering personalised insights to customers in real time, e.g. when a salary has been deposited into the customer’s account.
"Our partnership with Meniga has been instrumental in transforming our digital banking journey. By consolidating and enriching data across multiple core systems, Meniga has enabled us to deliver seamless, personalised, and engaging mobile experiences to millions of customers. Their expertise and innovative solutions continue to add real value to our vision of customer-centric digital banking.“
Emmanuel Puga Pereira
Chief Digital Officer
Real-Time Insights
With Meniga's Insights, Groupe BPCE can deliver personalised alerts, recommendations, and insights in real time, such as:
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